Business Survival, No Matter What!
In 1992 Peter Carruthers closed his business. He lost
everything.
In 1995, after three harrowing years trying to find out where he had gone wrong, Peter started teaching business
owners how to avoid the same mistakes he had made. This is the only training in South Africa that fully
deals with surviving business failure, and building lawyer-proof walls to protect your family when things
go wrong.
It's not rocket science. It's common sense. And when you see how simple it is, you too will want to build these
walls around your family. More than 30,000 owners have worked through this seminar. And most were
inspired to protect themselves. Which brings us to Rob Spendley
In 2005, out of the blue, the SA government closed Rob Spendley's 15 year old business.
He lost very little.
Rob had attended this CrashProof your Business seminar a few years earlier. He had followed the
guidelines. So when the FSB (Financial Services Board) unilaterally closed his business, and would not let him
appeal, it was a terrifying shock.
Most folk could not have survived the instant loss of income, and the subsequent lawsuits. Rob did. He was
almost impregnable.
The FSB apologised three years later. They'd made a mistake. And, as long as Rob could prove he was solvent
- despite all they had done to him - he could have his business back.
Peter and Rob both have interesting stories to tell, and they share these during this seminar. But the key value
for you, as a small business owner, lies in how you can easily set yourself up to survive any business
setback – no matter how catastrophic.
We will look at:
- how to borrow money without signing sureties;
- why overdrafts are the most dangerous form of financing for business owners;
- how to get sureties back if you have already signed them;
- how to restructure the finance behind your business to remove all the risk from your borrowings;
- how to restructure yourself so that nobody can touch your life assets;
- how the South African system punishes small business owners that fail, and what you can do about it.
Many people think that business failure is the result of the business owner making mistakes. That's just
one of the reasons. Small businesses are much more sensitive to the prevailing economic climate – and that is very
uncertain right now. And dealing with the government is possibly the fastest way to ruin as their payment of
business debts is very erratic.
Rob's story is a terrifying reminder of what can happen when the government makes a mistake. This is happening
right now, as the government body CIPRO, charged with regulating the registration of firms, starts to deregister 764,000 firms. In removing the legal framework, the owners are exposed to
all the debts of the business.
(Do yourself a favour and check your firm's CIPRO registration status at www.cipro.co.za. A bunch of our clients have been surprised to find that their firms will
close sooner than expected.)
Join us for a 3 hour live evening seminar where we will share exactly what you can do to
guarantee survival, no matter what the odds.
Wednesday Sept 15, Belmont Square Conference Centre, Rondebosch (Cape Town): 6:30pm
Thursday Sept 16, MichelAngelo Hotel, Sandton: 6:30pm
We will supply:
- Refreshments on arrival,
- Notes, pen and paper;
- Vibrant, experienced, and no-nonsense advice;
- Refreshments half way through.
- You will leave with a complete set of notes;
- A DVD of the last session recorded by Peter Carruthers (worth R397);
- And enough knowledge to guarantee survival - no matter what (Priceless).
We offer a very simple guarantee. If you are not completely blown away by this event, we will refund you in
full, no questions asked. After more than 30,000 people attending this event, and the number of refunds being less
than the number of fingers on Pete's left foot, we're pretty confident.
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